Terrific Two-Story Home in Loveland!

Chic Colorado Living at 2266 Vermillion Creek Drive in The Lakes at Centerra in Loveland! The open concept is taken to a whole new level in the living room and kitchen with grand windows enveloping the space in calming light and natural beauty. The gourmet kitchen has expansive countertops, stainless steel appliances, a gas range stove, a grand island with seating, and generous cabinet space. The living room is a show-stopper with the gorgeous custom wood wall, hanging farmhouse-style pendant lights, built-in seating, a gas fireplace, and enormous windows. Move the party to the fully fenced backyard and enjoy all four seasons under the covered patio. Relaxing in the evenings is a cinch in the spacious master bedroom, complete with a 5 piece ensuite, barn door, and walk-in closet. This won’t last long! Come See Today! Contact Phil Cooper at (970) 232-4844 for your private showing for more information or click the link below for more details.

http://windermerenoco.com/listing/105112701

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Affordability

Housing affordability is a hot topic especially after the strong price appreciation that has occurred in our market over the last 7 years.

Here’s some interesting research on affordability…

Each quarter the National Association of Home Builders measures affordability in hundreds of markets across the Country.

Their method is to count the number of homes in a market that could be purchased with that particular market’s median income.

For example, San Francisco is the least-affordable market where only 8.4% of the homes could be purchased with their median income.

The most-affordable is Monroe, Michigan where 95.3% of the homes could be purchased with their median income.

Guess where all of the 10 least-affordable markets are.  California!

Guess where almost all of the 10 most-affordable markets are.  The rust belt (cities in Michigan, Ohio, upstate New York, etc.)

The U.S. average is 63.6%.

Metro Denver comes in at 55.3% and Northern Colorado at 54.5%.

So, roughly half of the homes in our market could be purchased with our local median income.

 

 

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Terrific Ranch Style Home in Fort Collins!

Unique property at 1105 Williams Street in Fort Collins at University Acres awaits. This ranch home boasts unique character with wood floors throughout the main level, formal living room with gas fireplace, formal dining room and an additional sitting room off the kitchen with built-in bookshelves. The expansive back yard is a true delight with mature landscaping, wonderful deck with pergola for entertaining in the summer and plenty of room to enjoy the outdoor pleasures of gardening. Contact Rondi duPont at (970) 401-0123 for your private showing for more information or click the link below for more details.

http://windermerenoco.com/listing/105076587

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Is it time to downsize?

Choosing less space often has to do with a desire to live a life that’s simpler. Whether you’re retiring, want an eco-friendly, low-maintenance lifestyle or your children have moved away, downsizing might be the best option for you. Here are the advantages and disadvantages to consider before making the move and questions to begin asking yourself now.

 

Advantages

  • Increased cash flow.
    • Spend less on your mortgage payment and you are likely to have more money left over for other needs or desires.
  • More time.
    • Cut down on time spent on household chores such as cleaning and vacuuming which will leave you with more hours in the day to do something more enjoyable.
  • Lower utility bills.
    • Costs less to heat and air condition a small home.
    • Less square footage decreases the amount of energy expended.
    • Reducing energy is better for the environment and it helps keep your home green.
  • Reduced consumption.
    • You would likely buy less since you won’t necessarily have the room for it.
  • Minimized stress.
    • Homeowners who have successfully downsized often feel happier because they are no longer overwhelmed by the demands of a larger home.
    • Less responsibility, less housework to do, increased cash flow and flexibility equals reduced stress.

 

Disadvantages

  • Fewer belongings.
    • Moving into a smaller space would mean you would need to give away or donate furniture, books, kitchen supplies, etc.
  • No room for guests.
    • Hosting holiday dinners might be out of the question for a smaller home.
  • Space restrictions.
    • Less space means you could feel cramped.
  • Lifestyle changes.
    • For long-term homeowners, downsizing means changing a lifestyle.

 

What to consider before downsizing

These questions are important to ask yourself because, for some people, downsizing may not be the best option for them.

  1. Does size matter to me?
    1. Think about how much your identity is wrapped in your house.
    2. Is it important for you to have a guest room or a second bathroom?
  2. Will I miss some important things about a more spacious home?
    1. Will moving into a smaller home feel like a step backward?
  3. How will other life events affect my living in a smaller home?
    1. Consider possible scenarios you may not expect such as adult children moving back home or if you plan to add a child.

 

The Cost to You

  1. How much will it cost to replace the furniture?
    1. When you move into a smaller home this means you might have to downsize your furniture to make room.
  2. How much will it cost to get rid of the stuff I don’t need or won’t fit?
    1. It’s important to have a plan for how you’re going to sell or give away the things you don’t need.
    2. Consider things like family heirlooms. What are you going to do with all your antiques or treasures that your smaller home may not be able to accommodate?
  3. How much will I get when I sell my current home, and will it help cover the cost of buying my new home?

 

If you know downsizing is the right option for you, you’re probably asking yourself, “Should I sell first and then buy or buy first and then sell?”. When you’re ready to discuss your options, talk to an experienced Real Estate Agent. 

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Rate Forecast

Here is our interest rate Forecast for the next year.

Our Chief Economist, Matthew Gardner, predicts that rates for a 30-year fixed mortgage will stay between 3.8% and 3.9% for 2020.

He doesn’t see rates going above 4.0% until at least the first quarter of 2021.

This is obviously great news for buyers as their payments will stay much lower as compared to having a rate at the long-term average of 7.5%.

If you would like to see the slides from Matthew Gardner’s Forecast presentation, we would be happy to get those in your hands.  Just let us know if we can help!

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Terrific Two-Story Home in Fort Collins!

A beautiful home at 153 Halibut Drive in Water Valley South in Windsor awaits. This home boasts an open floor plan with vaulted ceilings, granite countertops and stainless steel appliances in the kitchen and a front room that can be an office or a formal sitting room. Enjoy the back yard with the built-in fireplace off the patio and two garden boxes on the side of the home. The oversized 2 car garage leaves plenty of room for the golf cart. Buyers can take advantage of being only one block from Eagle Lake and Park. Bring your paddleboards, kayaks and fishing rods to enjoy everything the lake has to offer without paying waterfront prices! Contact Rondi DuPont at (970) 420-0123 for your private showing for more information or click the link below for more details.

http://windermerenoco.com/listing/104834007

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Refresh Your Bathroom into a Spa

With some creative thinking and a few do-it-yourself projects, you too can transform an everyday bathroom into a spa-like experience:

 

High-end shower head 

There are a plethora of shower head options available today that can make even a simple shower space feel like a luxuriating experience.

 

Heated towel rack 

Once out of the tub/shower, heated towels help you comfortably maintain your body temperature while the pampering continues.

 

Dimmable lights

Adjust the bathroom lights to match your moods and activities: brighter for primping, and dimmed to create a calming effect.

 

Less clutter 

Not everything that’s meant for the bathroom needs to be stored in the bathroom. Look for things that can be moved elsewhere to make the space feel a bit bigger and more organized.

 

Calming scents 

Essential oils, luxury soaps, and scented candles are an easy way to create an aromatic atmosphere of luxuriousness.

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Immaculate Patio Home in Fort Collins!

This home in at 841 Brookedge Drive in South Fort Collins is close to shopping, hiking and biking trails, and easy access for your commute. It includes beautiful quartz countertops, wood/tile flooring, double-sided gas fireplace and stainless steel appliances which make this luxury home move-in ready. New transferable 50-year warranty roof and a 1 year home warranty complete the package. If you are looking for a low maintenance luxury home of your own, you’ve found it! Contact Jennifer Cuningham at (970) 646-1921 for your private showing for more information or click the link below for more details.

http://windermerenoco.com/listing/104696309

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Terrific Ranch Style Home in Fort Collins!

Here’s your chance to own a home in central Fort Collins! 2719 Trenton Way in Fort Collins is freshly painted, with a large enclosed yard and no HOA. First American Home Warranty included. Come take a look. Contact Maria Dellota at (970) 215-1013 for your private showing for more information or click the link below for more details.

http://windermerenoco.com/listing/104701508

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Matthew Gardner – Will There Be A Recession in 2020?

Windermere Chief Economist, Matthew Gardner, answers the most pressing question on everyone’s minds: Will there be a recession in 2020? Here’s what he expects to see.

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